Gaya APA

Sugiarto, A. et al (2022?). OJK Working paper series : volume 5 2022 (Vol. 5.). Jakarta: OJK Institute.

Gaya MLA

Sugiarto, Agus. et al. "OJK Working paper series : volume 5 2022". Vol. 5. Jakarta: OJK Institute, 2022?. Text.